Every fee, in one place. No surprises - wherever you bank from.
Rates, Fees & Charges - All proposed fees are intended to be inclusive of 5% VAT where applicable. Onshore and offshore clients pay the same published headline rates unless a perimeter-specific term a…
Product informationExplore GHB account features, product benefits and pricing. Eligibility and applicable product terms and conditions govern each service.
FEATURE HIGHLIGHTS · 01AED 15 international transfer target
FEATURE HIGHLIGHTS · 020.25% of AUM crypto custody target
FEATURE HIGHLIGHTS · 03Up to 6.00% p.a. FlexSaver
PRODUCT OVERVIEW
Rates, Fees & Charges
All proposed fees are intended to be inclusive of 5% VAT where applicable. Onshore and offshore clients pay the same published headline rates unless a perimeter-specific term applies; offshore accounts are subject to offshore-perimeter terms, including any DFSA or FSRA-required disclosures.
PRODUCTS & SERVICES
Every feature. Every detail.
All product tiers, fee figures and operating capabilities from your GHB source specification are presented below in full.
01
GHB BANKING SOLUTIONS
Personal accounts
Fee
GHB
UAE market reference
Monthly account maintenance (Global Core)
Free
Digital peers: free to AED 25
Local UAE transfer (app)
Free
Digital peers: free
International transfer
AED 15 flat
AED 9.90 to AED 78.75 depending on channel and destination
ATM withdrawal (GHB partner, UAE)
Free
Digital peers: free to AED 2.10
ATM withdrawal (international)
Standard network fee
Varies by network and country
Crypto conversion spread
0.5%
Market-competitive for regulated platforms
Crypto custody (annual)
0.25% of AUM
Institutional custody market range
Personal loan (reducing)
From 4.49% (qualifying clients) / 5.99% (relationship clients)
UAE range: 2.38% to 20%+
FlexSaver rate
Up to 6.00% p.a.
FAB 5.6%, Mashreq up to 6.25%
02
GHB BANKING SOLUTIONS
Business accounts
Fee
GHB
UAE market reference
Monthly fee (Global Starter)
Free for 6 months, then AED 49
Digital SME: AED 49 to AED 199
Monthly fee (Global Growth)
AED 99
Comparable digital tiers
Monthly fee (Global Corporate)
AED 199
Comparable digital tiers
Minimum balance
Nil on all tiers
Digital peers: nil; traditional: AED 25,000–50,000+
Rates, eligibility, coverage and service availability are subject to authorisation and the relevant product terms. Refer to Legal & Regulatory Information for important details.
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