Branches & ATMs - GHB plans to operate without traditional branches. All banking is conducted through the app, the web platform, and 24/7 support. This is not a limitation. It is the reason GHB …
GHB plans to operate without traditional branches. All banking is conducted through the app, the web platform, and 24/7 support. This is not a limitation. It is the reason GHB can serve onshore and offshore clients efficiently, and the reason we can offer better rates, lower fees, and faster service than banks that maintain physical networks.
All product tiers, fee figures and operating capabilities from your GHB source specification are presented below in full.
Use your GHB card at ATMs worldwide. Free withdrawals within the GHB partner network in the UAE. Standard international network fees apply elsewhere, with no additional GHB markup. Free cash deposits at partner exchange-house locations in the UAE for clients who are visiting or based there.
Onshore and offshore clients will receive virtual account details in AED, USD, EUR, and GBP through the GHB app. These function as local receiving accounts in each currency, allowing you to receive funds like a local without opening a bank account in every market.
A small number of physical GHB Experience Centres in Dubai - DIFC and Dubai Marina - for high-touch onboarding, corporate relationship meetings, and complex transactions across both perimeters. By appointment only. International clients visiting Dubai can book through the app.
An interactive map in the GHB app showing nearby fee-free ATMs and partner cash points globally. Real-time availability. Filter by service type: withdrawal, deposit, or both.
Dedicated relationship managers are available for in-person meetings at the Experience Centres, at your premises, or virtually across time zones. Digital-first does not mean digital-only for clients who need a human in the room.
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