Transfers & Payments - GHB will be built for cross-border finance. Whether you bank onshore in the UAE or offshore through GHB's DIFC/ADGM entity, you can move funds between countries, currencies, an…
Product informationExplore GHB account features, product benefits and pricing. Eligibility and applicable product terms and conditions govern each service.
FEATURE HIGHLIGHTS · 01AED 15 international transfers
FEATURE HIGHLIGHTS · 020.5% or less targeted FX margin
GHB will be built for cross-border finance. Whether you bank onshore in the UAE or offshore through GHB's DIFC/ADGM entity, you can move funds between countries, currencies, and asset classes through a single regulated platform - without maintaining separate banking relationships in every market.
PRODUCTS & SERVICES
Every feature. Every detail.
All product tiers, fee figures and operating capabilities from your GHB source specification are presented below in full.
01
GHB BANKING SOLUTIONS
Local transfers (UAE)
Free via the GHB app for all onshore account tiers. Instant settlement through Aani and UAEFTS. IPI, FTS, and standing orders supported. No hidden channel fees. Offshore clients can transfer to UAE beneficiaries via SWIFT or eligible corridor rails.
02
GHB BANKING SOLUTIONS
International transfers
A flat AED 15 per transfer across all corridors, regardless of destination. Transparent FX margin targeted at 0.5% or less over mid-market. No correspondent-bank surcharges passed to you. Available under both perimeters.
03
GHB BANKING SOLUTIONS
Multi-currency receiving accounts
Receive funds like a local in AED, USD, EUR, and GBP through dedicated virtual account details. Ideal for internationally operating freelancers, remote teams, and businesses earning in multiple currencies without opening local entities in each market. Onshore clients will receive UAE local rails; offshore clients receive multi-currency account details under GHB's DIFC/ADGM entity.
04
GHB BANKING SOLUTIONS
Crypto-to-fiat and fiat-to-crypto transfers
Native in-app conversion between AED and supported virtual assets: BTC, ETH, USDT, USDC, and AED-backed stablecoins. Transfers to external regulated exchanges and self-custody wallets supported via whitelisted addresses. Clients can move between fiat and digital assets without leaving the GHB platform.
05
GHB BANKING SOLUTIONS
Stablecoin remittances
Send AED-backed or USD-pegged stablecoins cross-border for near-instant settlement at a fraction of the cost of a traditional wire. GHB's stablecoin rails are built for the global remittance corridors that traditional banks price expensively and settle slowly.
Rates, eligibility, coverage and service availability are subject to authorisation and the relevant product terms. Refer to Legal & Regulatory Information for important details.
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