01
Account charges
Monthly fees, minimum balance rules, transfer limits and relevant exemptions, with clear effective dates.
TRANSPARENT PRICING
Rates, Fees & Charges
Know what matters before you decide.
GULF HORIZON BANK · CORPORATE INFORMATION
Rates, Fees & Charges
Our concept material sketches possible account packages, international transfer pricing, financing rates and digital-asset fees. Those figures are not live quotes or approved offers. Until the future licensed business provides signed tariffs, rates, terms and key-facts disclosures, this page focuses on how transparent pricing will be presented.
Gulf Horizon Bank · Corporate information
THE GHB PERSPECTIVE
What every product should disclose
No surprises, just the relevant detail.
02
Payments and FX
Transfer fees, exchange-rate methodology, intermediary charges and estimated delivery ranges where known.
03
Digital-asset costs
Network fees, conversion spreads, custody charges and risks explained separately for BTC and each supported testnet stand-in.
THE GHB PERSPECTIVE
Account families
Illustrative packages, without published numerical tariffs.
01
GHB Global Core
Straightforward everyday USD/AED accounts with simple digital access.
02
GHB Global Plus
Enhanced service options for customers managing complex cross-border financial needs.
03
GHB Business Global
Starter, Growth and Corporate account plans for organisations at different stages of growth.
RATES, FEES AND CHARGES
Rates, fees and product information
Explore the full GHB rate and fee schedule below. Individual products remain subject to eligibility, applicable terms and conditions.
| Product family | Currency / scope | Publication status |
|---|---|---|
| GHB Global Core | USD / AED | Awaiting verified tariff |
| GHB Global Plus | USD / AED | Awaiting verified tariff |
| Business Global | USD / AED | Awaiting verified tariff |
| International Transfers | USD / AED | Awaiting verified tariff |
| Digital asset testnets | BTC / ERC20 / TRC20 | Awaiting verified tariff |
A wider horizon starts here.
Discover connected financial services spanning everyday banking, international solutions and digital assets.
EXPLORE GHB BANKING SOLUTIONS Explore GHB banking services, account tiers, features, rates and fees. See Regulatory & Licensing Information for intended authorisations and deposit-protection disclosures. Browse the full service directory →
Rates, Fees & Charges · Complete specification
All proposed fees are intended to be inclusive of 5% VAT where applicable. Onshore and offshore clients pay the same published headline rates unless a perimeter-specific term applies; offshore accounts are subject to offshore-perimeter terms, including any DFSA or FSRA-required disclosures.
Personal accounts
Fee GHB UAE market reference
Monthly account maintenance (Global Core) Free Digital peers: free to AED 25
Local UAE transfer (app) Free Digital peers: free
International transfer AED 15 flat AED 9.90 to AED 78.75 depending on channel and destination
ATM withdrawal (GHB partner, UAE) Free Digital peers: free to AED 2.10
ATM withdrawal (international) Standard network fee Varies by network and country
Crypto conversion spread 0.5% Market-competitive for regulated platforms
Crypto custody (annual) 0.25% of AUM Institutional custody market range
Personal loan (reducing) From 4.49% (qualifying clients) / 5.99% (relationship clients) UAE range: 2.38% to 20%+
FlexSaver rate Up to 6.00% p.a. FAB 5.6%, Mashreq up to 6.25%
Business accounts
Fee GHB UAE market reference
Monthly fee (Global Starter) Free for 6 months, then AED 49 Digital SME: AED 49 to AED 199
Monthly fee (Global Growth) AED 99 Comparable digital tiers
Monthly fee (Global Corporate) AED 199 Comparable digital tiers
Minimum balance Nil on all tiers Digital peers: nil; traditional: AED 25,000–50,000+
Fall-below fee Nil Traditional: AED 150 to AED 500 per month
WPS file processing AED 21 per file Digital market: AED 21
LC issuance 0.10% per month (min AED 500) Market: 0.125% per month (min AED 787.50)