Working capital for companies that operate everywhere.

A revolving credit line linked to your GHB business account cash flow, approved via transaction-data analysis. Indicative pricing: CBUAE EIBOR + 3.5% to 6.0%, depending on risk tier. Available to onshore clients with a minimum of six months of GHB account activity and verified trading history. Offshore clients are served under the offshore entity's credit policy and pricing framework.

Sell unpaid invoices to GHB at a discount. Funds credited within 24 hours. Target discount rate: 1.5% to 2.5% per month, depending on debtor quality and tenor. International businesses can finance receivables denominated in AED, USD, EUR, and GBP directly through GHB's offshore factoring entity, without establishing a separate local factoring relationship.

GHB will act as the financier for anchor buyers, allowing suppliers to receive early payment against approved receivables. Designed for global trading and manufacturing ecosystems where supplier liquidity is a competitive advantage. International suppliers can participate without a UAE entity, provided the anchor buyer is a GHB client under either perimeter.

Working capital lines secured by corporate stablecoin or crypto holdings. Structured under VARA lending rules with appropriate haircuts, margin-call triggers, and segregation of collateral. For international businesses holding digital assets on the balance sheet, GHB's offshore lending entity unlocks liquidity without a forced sale and without routing through a third-party offshore lender.