/* GHB Corporate Website UI V1.3 - content expansion only.
   Preserves V1.2.1's site structure, established brand, and glass polish. */
:root{--v13-ink:#08394a;--v13-muted:#55727e;--v13-edge:rgba(255,255,255,.85);--v13-glass:rgba(255,255,255,.79);--v13-shadow:0 14px 36px rgba(5,59,75,.083),inset 0 1px rgba(255,255,255,.9)}
.v13-page{background:radial-gradient(ellipse at 8% 10%,rgba(206,242,245,.45),transparent 40%),radial-gradient(ellipse at 93% 75%,rgba(221,237,246,.55),transparent 44%),#f8fbfc;}
.v13-lead-grid{display:grid;grid-template-columns:minmax(0,1.04fr) minmax(0,.96fr);gap:26px;align-items:stretch;margin:0 auto 42px}
.v13-lead-copy{padding:clamp(23px,3vw,42px);background:linear-gradient(134deg,rgba(255,255,255,.89),rgba(243,253,254,.68));border:1px solid var(--v13-edge);border-radius:20px;box-shadow:var(--v13-shadow);-webkit-backdrop-filter:blur(14px) saturate(130%);backdrop-filter:blur(14px) saturate(130%);display:flex;flex-direction:column;justify-content:center;align-items:flex-start}
.v13-lead-copy h2{font-size:clamp(28px,3.2vw,44px);line-height:1.14;color:var(--v13-ink);margin:16px 0}
.v13-lead-copy p{font-size:clamp(15px,1.25vw,17px);line-height:1.85;color:var(--v13-muted);margin:0 0 20px}
.v13-lead-image{border-radius:20px;min-height:320px;overflow:hidden;border:1px solid rgba(255,255,255,.85);box-shadow:0 17px 43px rgba(4,57,81,.16)}
.v13-lead-image img{display:block;width:100%;height:100%;min-height:320px;object-fit:cover}
.v13-inline-alert{display:flex;align-items:flex-start;gap:9px;background:rgba(224,242,244,.71);border:1px solid rgba(143,207,215,.54);border-radius:12px;padding:12px 15px;color:#174f5c;font-size:13px;font-weight:600;line-height:1.55}
.v13-inline-alert svg{flex-shrink:0;margin-top:1px}
.v13-on-page{display:flex;align-items:center;flex-wrap:wrap;gap:11px;border:1px solid rgba(193,224,229,.9);background:rgba(249,254,255,.89);padding:14px 18px;border-radius:13px;box-shadow:0 6px 20px rgba(0,50,73,.05)}
.v13-on-page>span{font-weight:800;font-size:11px;letter-spacing:.11em;color:#4b737c;margin-inline-end:8px}
.v13-on-page>a{font-size:13px;text-decoration:none;color:#0b6878;background:rgba(225,244,246,.65);border:1px solid rgba(175,220,225,.4);padding:7px 11px;border-radius:30px;font-weight:650}
.v13-on-page>a:hover,.v13-on-page>a:focus-visible{background:#d5f4f5;outline-color:#007e94}
.v13-section{padding:clamp(42px,5.8vw,78px) 0;scroll-margin-top:124px;background:radial-gradient(ellipse at 82% 25%,rgba(217,240,244,.24),transparent 40%)}
.v13-section-shaded{background:linear-gradient(135deg,#eff8fa,#f6fbfc 55%,#eaf5f7)}
.v13-section-heading{max-width:795px;margin-bottom:29px}
.v13-section-heading h2{font-size:clamp(27px,3.2vw,41px);line-height:1.18;letter-spacing:-.025em;color:var(--v13-ink);margin:11px 0 10px}
.v13-section-heading p{font-size:16px;line-height:1.75;color:var(--v13-muted);margin:0}
.v13-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:19px}
.v13-glass-card{position:relative;min-height:256px;border:1px solid rgba(255,255,255,.94);border-radius:17px;padding:24px 23px 27px;background:linear-gradient(140deg,rgba(255,255,255,.86),rgba(243,252,254,.59));box-shadow:var(--v13-shadow);-webkit-backdrop-filter:blur(14px) saturate(136%);backdrop-filter:blur(14px) saturate(136%);outline:1px solid rgba(50,124,143,.10);outline-offset:-2px;transition:transform .24s ease,box-shadow .24s ease}
.v13-glass-card:hover{transform:translateY(-3px);box-shadow:0 20px 40px rgba(4,63,81,.13)}
.v13-glass-card h3{font-size:19px;line-height:1.33;color:#0d3e4e;margin:17px 0 10px}
.v13-glass-card p{color:#536e79;line-height:1.75;font-size:14px;margin:0}
.v13-card-index{float:right;color:rgba(8,123,138,.20);font-size:28px;font-weight:800;line-height:1}
html[dir="rtl"] .v13-card-index{float:left}
.v13-glass-card .service-icon{width:44px;height:44px}
.v13-glass-card .icon{width:23px;height:23px}
.v13-related{background:#eef8fa}
.corp-links{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:13px}
.corp-links a{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:62px;padding:16px 18px;border:1px solid rgba(255,255,255,.9);border-radius:13px;background:rgba(255,255,255,.77);box-shadow:0 6px 17px rgba(2,66,84,.055);-webkit-backdrop-filter:blur(11px);backdrop-filter:blur(11px);text-decoration:none;color:#0a5161;font-weight:700}
.corp-links a:hover,.corp-links a:focus-visible{background:#fff;box-shadow:0 10px 23px rgba(3,65,83,.1)}
.corp-links svg{flex-shrink:0}
.v13-advisory{display:flex;align-items:flex-start;gap:13px;max-width:1100px;margin:20px auto;background:rgba(230,244,247,.94);border:1px solid rgba(160,211,222,.8);color:#144e60;padding:17px 19px;border-radius:13px;font-size:14px;line-height:1.7}
.v13-advisory svg{flex-shrink:0;margin-top:3px}
.v13-regulator-bar{padding:26px 30px;background:linear-gradient(125deg,#073f55,#016c78);border-radius:18px;color:#fff;box-shadow:0 15px 38px rgba(3,58,77,.13)}
.v13-regulator-bar h2{font-size:25px;color:#fff;margin:0 0 9px}.v13-regulator-bar p{color:rgba(255,255,255,.86)}
.v13-regulator-links{display:flex;gap:12px;flex-wrap:wrap;margin-top:15px}.v13-regulator-links a{border:1px solid rgba(255,255,255,.4);border-radius:10px;padding:13px 17px;color:#fff;text-decoration:none;background:rgba(255,255,255,.10);font-weight:700}
.v13-table-scroll{overflow-x:auto;background:rgba(255,255,255,.83);border-radius:14px;box-shadow:var(--v13-shadow);border:1px solid var(--v13-edge)}
.v13-table{width:100%;border-collapse:collapse;min-width:550px}.v13-table th,.v13-table td{text-align:start;padding:17px 20px;border-bottom:1px solid #e2eef0;color:#174c5c}.v13-table thead th{background:#e2f1f4;color:#0c5263}.v13-table tr:last-child td{border:0}
.v13-pill{background:#e3f3f5;border:1px solid #c3e4e9;border-radius:20px;font-size:12px;padding:6px 10px;font-weight:700;color:#135769}
.v13-product-editorial{margin-top:12px}.v13-editorial-glass{border-radius:18px;background:linear-gradient(145deg,rgba(255,255,255,.86),rgba(235,251,251,.70));border:1px solid white;box-shadow:var(--v13-shadow);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px);padding:clamp(24px,3vw,39px)}
.v13-editorial-glass h2{color:#0a4558;font-size:clamp(24px,3vw,36px);margin:12px 0}.v13-editorial-glass p{font-size:16px;line-height:1.85;max-width:925px;color:#526d78}
.v13-editorial-glass .v13-inline-alert{max-width:760px}
.v13-article-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:21px}
.v13-article-card{display:flex;flex-direction:column;overflow:hidden;border-radius:17px;background:rgba(255,255,255,.83);border:1px solid white;outline:1px solid rgba(35,121,136,.12);outline-offset:-2px;box-shadow:var(--v13-shadow);text-decoration:none;transition:transform .23s ease,box-shadow .23s ease}
.v13-article-card:hover,.v13-article-card:focus-visible{transform:translateY(-3px);box-shadow:0 22px 40px rgba(3,59,82,.13)}
.v13-article-image{height:192px;overflow:hidden}.v13-article-image img{width:100%;height:100%;object-fit:cover;display:block}
.v13-article-content{display:flex;flex-direction:column;flex:1;padding:24px}.v13-article-content h3{font-size:19px;line-height:1.35;margin:11px 0;color:#0a4354}.v13-article-content p{color:#53727c;line-height:1.67;font-size:14px;flex:1}.v13-article-content .text-link{margin-top:15px;color:#087180;font-size:14px;font-weight:800}
.v13-editorial-note{display:flex;gap:9px;align-items:center;margin:26px 0 4px;color:#526d78;font-size:13px}
.v13-filters{display:flex;flex-wrap:wrap;gap:9px;margin:0 0 26px}.v13-filters button{border-radius:24px;border:1px solid rgba(137,198,208,.6);background:rgba(250,255,255,.79);font:inherit;color:#175669;font-size:13px;font-weight:650;padding:10px 16px;cursor:pointer;box-shadow:0 4px 12px rgba(0,60,80,.03)}
.v13-filters button:hover,.v13-filters button:focus-visible{background:#e2f4f6}.v13-filters button.active{background:#07546a;color:#fff;border-color:#07546a}
.v13-article-page .v13-article-cover{max-width:1050px;margin:0 auto;max-height:350px;border-radius:16px;overflow:hidden;box-shadow:0 18px 40px rgba(5,56,80,.14)}.v13-article-cover img{width:100%;max-height:350px;object-fit:cover;display:block}
.v13-reading{max-width:800px;margin:25px auto;background:rgba(255,255,255,.78);padding:clamp(24px,4vw,54px);border-radius:18px;border:1px solid #fff;box-shadow:var(--v13-shadow)}.v13-reading h2{font-size:clamp(26px,3.4vw,42px);color:#0c4050;line-height:1.22;margin:14px 0 30px}.v13-reading p{line-height:1.9;font-size:16px;color:#4d6872;margin:0 0 20px}.v13-reading .btn{margin-top:25px}.v13-article-meta{font-size:11px;letter-spacing:.14em;color:#167384;font-weight:800}
.v13-faq-top{display:flex;justify-content:space-between;align-items:end;gap:25px;margin-bottom:27px}.v13-faq-top h2{font-size:clamp(27px,3vw,40px);color:#0a4253;margin:10px 0 0}.v13-faq-search{display:flex;align-items:center;gap:9px;background:rgba(255,255,255,.9);border:1px solid #c9e3e9;border-radius:12px;padding:8px 15px;min-width:300px;box-shadow:0 4px 14px rgba(0,49,66,.05)}.v13-faq-search input{border:none;background:transparent;outline:none;font:inherit;font-size:14px;width:100%;padding:8px}.v13-faq-search svg{color:#0a6374}
.v13-faq-list{display:grid;gap:11px}.v13-faq-item{border-radius:13px;background:rgba(255,255,255,.82);border:1px solid rgba(255,255,255,.96);outline:1px solid rgba(70,125,139,.13);outline-offset:-2px;box-shadow:0 5px 14px rgba(3,62,79,.04);-webkit-backdrop-filter:blur(12px);backdrop-filter:blur(12px);overflow:hidden}
.v13-faq-item summary{list-style:none;display:flex;align-items:center;justify-content:space-between;gap:15px;padding:19px 22px;cursor:pointer;font-size:16px;font-weight:730;color:#174558}
.v13-faq-item summary::-webkit-details-marker{display:none}.v13-faq-item[open] summary{border-bottom:1px solid #dcebef}.v13-faq-item summary .icon{transition:transform .2s ease}.v13-faq-item[open] summary .icon{transform:rotate(180deg)}.v13-faq-answer{padding:18px 22px 23px;color:#526c77;line-height:1.75;font-size:15px}.v13-no-results{padding:35px;color:#567481}
.v13-contact-form{max-width:760px;margin:auto;padding:32px;border-radius:18px;background:rgba(255,255,255,.83);border:1px solid #fff;box-shadow:var(--v13-shadow);-webkit-backdrop-filter:blur(14px);backdrop-filter:blur(14px)}.v13-contact-form .form-field{margin-bottom:17px}.v13-contact-form .v13-inline-alert{margin-bottom:18px}
.v13-footer-top{grid-template-columns:minmax(210px,1.5fr) repeat(5,minmax(110px,1fr));gap:20px}.v13-footer-currencies{display:flex;gap:6px;flex-wrap:wrap;margin-top:15px}.v13-footer-currencies span{border:1px solid rgba(255,255,255,.25);border-radius:15px;color:#d6ecef;padding:4px 9px;font-size:10px;font-weight:750}.v13-footer-bottom{gap:20px}.v13-footer-bottom .footer-bottom-links{flex-wrap:wrap}
.sr-only{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}
@media(max-width:1180px){.v13-footer-top{grid-template-columns:repeat(3,minmax(0,1fr))}.v13-footer-top .footer-intro{grid-column:span 3}.corp-links{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:900px){.v13-lead-grid{grid-template-columns:1fr}.v13-lead-image{max-height:340px}.v13-lead-image img{max-height:340px}.v13-card-grid,.v13-article-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.corp-links{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:630px){.v13-lead-copy{padding:25px 22px}.v13-lead-copy h2{font-size:29px}.v13-lead-image,.v13-lead-image img{min-height:230px}.v13-lead-grid{gap:15px;margin-bottom:24px}.v13-card-grid,.v13-article-grid,.corp-links{grid-template-columns:1fr}.v13-glass-card{min-height:unset;padding:22px}.v13-section{padding:42px 0}.v13-faq-top{align-items:stretch;flex-direction:column}.v13-faq-search{min-width:0;width:100%}.v13-contact-form{padding:22px}.v13-footer-top{grid-template-columns:repeat(2,minmax(0,1fr))}.v13-footer-top .footer-intro{grid-column:span 2}.v13-on-page{gap:7px}.v13-on-page>a{font-size:12px}.v13-filters button{font-size:12px;padding:9px 13px}.v13-regulator-bar{padding:25px}.v13-lead-copy p{font-size:15px}}
@media(max-width:360px){.v13-footer-top{grid-template-columns:1fr}.v13-footer-top .footer-intro{grid-column:span 1}}
@media(prefers-reduced-motion:reduce){.v13-glass-card,.v13-article-card{transition:none}}
@media(prefers-contrast:more),(prefers-reduced-transparency:reduce){.v13-glass-card,.v13-lead-copy,.v13-article-card,.v13-faq-item,.v13-contact-form,.v13-editorial-glass{background:#fff;-webkit-backdrop-filter:none;backdrop-filter:none;border-color:#7199a4}}